Member Benefits

All CCA member benefits.

Six pillars of support for independent clinicians, all included in $20/month membership.

Join CCA, $20/mo

$20/month. Cancel anytime.

Value math

Members access thousands in annual value — including a 45-minute complimentary tax strategy session, EAP, financial planning, mortgage support, and group insurance through participating organizations — for only $240 a year.

Insurance

Group-rate disability, long-term care, health, and life insurance through carriers like Sun Life, Guardian, OneAmerica, BlueCross BlueShield, and Cigna.

  • Guaranteed-issue DI and LTC — no health questions
  • Group health options through BCBS and Cigna
  • Term and permanent life insurance options
Partner: Sun Life · Guardian · OneAmerica · BCBS · Cigna

Tax & Entity Formation

LLC formation, S-Corp election guidance, and a $595 tax strategy session — all designed for the way independent clinicians actually earn income.

  • $595 one-on-one tax strategy session (included)
  • LLC formation paperwork and EIN setup
  • S-Corp election guidance and timing analysis
  • Quarterly tax planning and deduction optimization
Partner: Prime Corporate Services

Wellness & EAP

24/7 access to an Employee Assistance Program, counseling sessions, and a library of burnout-prevention courses built for clinicians.

  • 24/7 EAP hotline
  • Up to 8 counseling sessions per concern, per year
  • Crisis support and referral network
  • Burnout prevention and resilience courses
Partner: National EAP partner network

Financial Planning

Retirement planning, investment strategy, budgeting, and ongoing financial coaching tailored to 1099 income patterns.

  • Initial financial planning consultation
  • Solo 401(k) and SEP-IRA setup guidance
  • Investment strategy aligned with your goals
  • Cash-flow planning for variable 1099 income

Mortgage Assistance

Specialty mortgage products designed for clinicians, including 1099-friendly underwriting and a $500 closing cost credit.

  • $500 closing cost credit for members
  • 1099 income-friendly underwriting
  • Physician loan products available
  • Refinance and HELOC options
Partner: Cliffco Mortgage

Community & CMEs

The Clinicians Lounge — a private community of 1,600+ independent clinicians sharing referrals, rate intel, and continuing education.

  • Private community at the Clinicians Lounge
  • Specialty-specific channels and discussion threads
  • Referral network and rate transparency
  • Curated CME library with tracking

Ready to restore your benefits?

Join 1,600+ independent clinicians for $20/month.

$20/month. Cancel anytime.