The benefits of employment. The freedom of independence.
Group benefits and insurance for independent 1099 clinicians — $20/month.
When you go 1099, you lose your benefits safety net. CCA gives it back — group insurance, tax support, EAP, and community for $20/month.
$20/month. Cancel anytime.
What independent 1099 clinicians lose going solo
What you lose going 1099
- Group health insurance
- Employer-paid disability insurance
- Employer-paid EAP & counseling
- 401(k) match & retirement support
- HR, payroll, and benefits administration
- A built-in professional community
A complete benefits stack — for $20/month
- Group-rate DI, LTC, health & life insurance
- 24/7 EAP and mental health support included
- FREE 45 minute tax strategy session with Prime Corporate ($595 value)
- Entity formation & S-Corp election support
- Financial planning via My Financial Coach
- 1,600+ member community & CMEs
Member benefits for independent 1099 clinicians
Insurance
Group-rate DI, LTC, and health insurance through carriers like Sun Life, Transamerica and BCBS.
Learn moreTax & Entity Formation
LLC setup, S-Corp election guidance, and a FREE 45-minute tax strategy session with Prime Corporate Services.
Learn moreWellness & EAP
24/7 EAP access, burnout prevention resources, and counseling — all included in membership.
Learn moreFinancial Planning
Retirement planning, investment strategy, and budgeting guidance through My Financial Coach.
Learn moreCommunity & CMEs
Connect with 1,600+ independent clinicians. Share referrals, rate intel, and learn together.
Learn moreGroup-rate DI and health insurance for 1099 clinicians
Guaranteed-issue group-rate DI and LTC with no health questions, plus individually underwritten health insurance and life through trusted national carriers.
Guaranteed Issue
Disability income and long-term care insurance with no health questions. Available when your organization is a corporate member.
Personally Underwritten
Disability, Life and Health insurance through carriers like MassMutual, Guardian and BlueCross BlueShield — shopped to fit your situation.
Trusted by 1,600+ independent clinicians
"CCA brings me community as well as restoring the benefits I used to enjoy as a W2."
"I've been looking for a solution like this for years. CCA brings it all together in one place."
"Finally I get the benefits I want — easily and cost-effectively."
"The EAP alone has been worth it. Two sessions in and I already feel like I have my footing back."
"The $500 closing credit and 1099-friendly underwriting got me into a home a regular lender wouldn't approve."
"The tax strategy session paid for the next ten years of membership in one afternoon."
Membership for $20 a month, cancel anytime
Individual
Full benefits access for the independent clinician.
- Group-rate DI, LTC, and health insurance access
- $595 tax strategy consultation
- 24/7 EAP & counseling
- Financial planning + $500 mortgage credit
- 1,600+ member community + CMEs
Corporate
Offer CCA membership as a benefit to your 1099 contractors.
- Sponsor membership for your 1099 clinicians
- Branded onboarding for your team
- Group rate access for contractors
- Usage and engagement reporting
- Dedicated partnership manager
Common questions about CCA membership for 1099 clinicians
Do I have to leave my current insurance to join?
Is the $20 the only cost?
Can I cancel anytime?
Are coverages available in my state?
Who's behind CCA?
What if I'm already happy with my setup?
See the full FAQ for everything else.
Tax strategy, insurance, and finance for independent clinicians
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Ready to restore your benefits?
Join 1,600+ independent clinicians for $20/month.
$20/month. Cancel anytime.