The benefits of employment. The freedom of independence.
When you go 1099, you lose your benefits safety net. CCA gives it back — group insurance, tax support, EAP, and community for $20/month.
$20/month. Cancel anytime.
- Group-rate DI, LTC, and health insurance
- FREE 45 minute tax strategy consultation ($595 value)
- 24/7 EAP & counseling included
- Financial planning & mortgage credit
- CME & Community of 1,600+ clinicians
What independent 1099 clinicians lose going solo
What you lose going 1099
- Group health insurance
- Employer-paid disability insurance
- Employer-paid EAP & counseling
- 401(k) match & retirement support
- HR, payroll, and benefits administration
- A built-in professional community
A complete benefits stack — for $20/month
- Group-rate DI, LTC, health & life insurance
- 24/7 EAP and mental health support included
- FREE 45 minute tax strategy session with Prime Corporate ($595 value)
- Entity formation & S-Corp election support
- Financial planning via My Financial Coach
- 1,600+ member community & CMEs
Member benefits for independent 1099 clinicians
Insurance
Group-rate DI, LTC, and health insurance through carriers like Sun Life, Transamerica and BCBS.
Learn moreTax & Entity Formation
LLC setup, S-Corp election guidance, and a FREE 45-minute tax strategy session with Prime Corporate Services.
Learn moreWellness & EAP
24/7 EAP access, burnout prevention resources, and counseling — all included in membership.
Learn moreFinancial Planning
Retirement planning, investment strategy, and budgeting guidance through My Financial Coach.
Learn moreMortgage Assistance
$500 credit toward closing costs through our Cliffco Mortgage partnership.
Learn moreCommunity & CMEs
Connect with 1,600+ independent clinicians. Share referrals, rate intel, and learn together.
Learn moreGroup-rate DI and health insurance for 1099 clinicians
Guaranteed-issue group-rate DI and LTC with no health questions, plus individually underwritten health insurance and life through trusted national carriers.
Guaranteed Issue
Disability income and long-term care insurance with no health questions. Available when your organization is a corporate member.
Personally Underwritten
Disability, Life and Health insurance through carriers like MassMutual, Guardian and BlueCross BlueShield — shopped to fit your situation.
Trusted by 1,600+ independent clinicians
"CCA brings me community as well as restoring the benefits I used to enjoy as a W2."

"I've been looking for a solution like this for years. CCA brings it all together in one place."

"Finally I get the benefits I want — easily and cost-effectively."

"The EAP alone has been worth it. Two sessions in and I already feel like I have my footing back."

"The $500 closing credit and 1099-friendly underwriting got me into a home a regular lender wouldn't approve."

"The tax strategy session paid for the next ten years of membership in one afternoon."

Membership for $20 a month, cancel anytime
Individual
Full benefits access for the independent clinician.
- Group-rate DI, LTC, and health insurance access
- $595 tax strategy consultation
- 24/7 EAP & counseling
- Financial planning + $500 mortgage credit
- 1,600+ member community + CMEs
$20/month. Cancel anytime.
Corporate
Offer CCA membership as a benefit to your 1099 contractors.
- Sponsor membership for your 1099 clinicians
- Branded onboarding for your team
- Group rate access for contractors
- Usage and engagement reporting
- Dedicated partnership manager
Tax strategy, insurance, and finance for independent clinicians
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Ready to restore your benefits?
Join 1,600+ independent clinicians for $20/month.
$20/month. Cancel anytime.
