The professional association for independent 1099 clinicians

The benefits of employment. The freedom of independence.

When you go 1099, you lose your benefits safety net. CCA gives it back — group insurance, tax support, EAP, and community for $20/month.

$20/month. Cancel anytime.

1,600+ independent clinicians$20/monthCancel anytime
The 1099 Gap

What independent 1099 clinicians lose going solo

What you lose going 1099

  • Group health insurance
  • Employer-paid disability insurance
  • Employer-paid EAP & counseling
  • 401(k) match & retirement support
  • HR, payroll, and benefits administration
  • A built-in professional community
What CCA gives back

A complete benefits stack — for $20/month

  • Group-rate DI, LTC, health & life insurance
  • 24/7 EAP and mental health support included
  • FREE 45 minute tax strategy session with Prime Corporate ($595 value)
  • Entity formation & S-Corp election support
  • Financial planning via My Financial Coach
  • 1,600+ member community & CMEs
Insurance

Group-rate DI and health insurance for 1099 clinicians

Guaranteed-issue group-rate DI and LTC with no health questions, plus individually underwritten health insurance and life through trusted national carriers.

Group Products

Guaranteed Issue

Disability income and long-term care insurance with no health questions. Available when your organization is a corporate member.

Individual Products

Personally Underwritten

Disability, Life and Health insurance through carriers like MassMutual, Guardian and BlueCross BlueShield — shopped to fit your situation.

Member Voices

Trusted by 1,600+ independent clinicians

"CCA brings me community as well as restoring the benefits I used to enjoy as a W2."
MD, Anesthesiologist · Austin, TX
Uses: Insurance + Community
"I've been looking for a solution like this for years. CCA brings it all together in one place."
MD, Hospitalist · Denver, CO
Uses: Tax & Entity
"Finally I get the benefits I want — easily and cost-effectively."
CRNA · Nashville, TN
Uses: Disability Insurance
"The EAP alone has been worth it. Two sessions in and I already feel like I have my footing back."
FNP-BC · Atlanta, GA
Uses: Wellness & EAP
"The $500 closing credit and 1099-friendly underwriting got me into a home a regular lender wouldn't approve."
MD, Family Medicine · Charlotte, NC
Uses: Mortgage Assistance
"The tax strategy session paid for the next ten years of membership in one afternoon."
PA-C · Phoenix, AZ
Uses: Tax Strategy
Membership

Membership for $20 a month, cancel anytime

Most popular

Individual

$20/month

Full benefits access for the independent clinician.

  • Group-rate DI, LTC, and health insurance access
  • $595 tax strategy consultation
  • 24/7 EAP & counseling
  • Financial planning + $500 mortgage credit
  • 1,600+ member community + CMEs
Join CCA — $20/mo

$20/month. Cancel anytime.

Corporate

Free

Offer CCA membership as a benefit to your 1099 contractors.

  • Sponsor membership for your 1099 clinicians
  • Branded onboarding for your team
  • Group rate access for contractors
  • Usage and engagement reporting
  • Dedicated partnership manager
Apply for Corporate
FAQ

Common questions about CCA membership for 1099 clinicians

See the full FAQ for everything else.

Insights

Tax strategy, insurance, and finance for independent clinicians

Read more on the blog

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Ready to restore your benefits?

Join 1,600+ independent clinicians for $20/month.

$20/month. Cancel anytime.