Insurance built for independent clinicians.
Guaranteed issue. No health questions.
Access to group DI and LTC is available through participating organizations.
Disability Income (DI)
Replace your income if you can't practice. Group rates with no health questions or medical underwriting for members through participating organizations.
Long-Term Care (LTC)
Cover the cost of long-term care and protect your retirement savings. Available through participating organizations, with no exam required.
Personally underwritten coverage.
Health and life insurance through trusted national carriers.
Health Insurance
Access to top-tier, nationally recognized networks, including Blue Cross Blue Shield (BCBS) PPO and Cigna PPO options so you get peace of mind without the hassle.
Life Insurance
Term and permanent life insurance, coverage from $250K to $5M+.
Group vs Individual at a glance
| Coverage | Group | Individual |
|---|---|---|
| Disability Income | ||
| Long-Term Care | Not applicable | |
| Health | Not applicable | |
| Life | Not applicable | |
| Underwriting | Guaranteed issue | Personally underwritten |
Not sure what you need?
Talk to a member advisor to figure out which coverages actually apply to your situation.
Ready to restore your benefits?
Join 1,600+ independent clinicians for $20/month.
$20/month. Cancel anytime.