Question 1

What's included in the $20/month membership?

Accepted Answer

Group-rate insurance access, the $595 tax strategy consultation, 24/7 EAP and counseling, financial planning, the $500 mortgage credit, the Clinicians Lounge community, and the curated CME library. Insurance premiums are billed separately by the carriers.

Question 2

Is the $20 the only cost?

Accepted Answer

Yes — for the membership itself. Insurance premiums (DI, LTC, health, life) are billed by the carriers at member group rates. Everything else listed under benefits is included.

Question 3

Can I cancel anytime?

Accepted Answer

Yes. Membership is month-to-month. Cancel anytime in the member portal — no fees, no friction.

Question 4

Do I have to leave my current insurance to join?

Accepted Answer

No. Joining CCA never requires you to drop existing coverage. You can keep what you have and shop CCA's group products only when (or if) it makes sense for you.

Question 5

Are coverages available in my state?

Accepted Answer

Membership and most benefits are available in all 50 states. Group DI and LTC are nationwide. Health and life products vary by carrier and state — confirmed at quote.

Question 6

How do I access group insurance rates?

Accepted Answer

Once you join, group products show up in your member portal. DI and LTC are guaranteed issue with no health questions. Health and life are quoted individually by your situation.

Question 7

What is the $595 tax consultation?

Accepted Answer

A one-on-one strategy session with a CPA from Prime Corporate Services covering entity structure, deductions, quarterly tax planning, and S-Corp election timing. Included in your first year of membership.

Question 8

Will CCA actually file my taxes?

Accepted Answer

The $595 session is strategy and planning. Filing is offered as a separate engagement with Prime Corporate Services at member-discounted rates.

Question 9

Who's behind CCA?

Accepted Answer

CCA is a benefits and services association that brings together insurance carriers, tax and financial partners, and a member community for 1099 clinicians. See our team and advisory board on the About page.

Question 10

Do I need to be a physician to join?

Accepted Answer

No. CCA serves all independent clinicians: physicians, CRNAs, NPs, PAs, and other licensed clinical professionals working as 1099 contractors.

Question 11

What if I'm already happy with my setup?

Accepted Answer

Then membership is low-stakes insurance against a future gap. The $20/month gives you community, the EAP, the $595 tax consult, and access to group rates if your situation ever changes.

Question 12

How do I access the community?

Accepted Answer

After joining, you'll get an invite to the Clinicians Lounge — our private community for peer discussion, referrals, and rate intel.

Question 13

What's the difference between individual and corporate membership?

Accepted Answer

Individual is $20/month for clinicians paying for themselves. Corporate is for organizations sponsoring CCA membership as a benefit for their 1099 contractors.

Frequently asked questions.

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